How To Apply
Items You’ll Need to Apply for a Loan
- Valid SA ID.
- 3 latest payslips or 3 latest bank statements.
- A valid bank account.
- A valid cellphone number.
How Much Will It Cost?
| LOAN REPAYMENT EXAMPLE | |||
|---|---|---|---|
Repayment Term |
6 months |
12 months |
|
Loan Amount |
R4 000.00 |
R4 000.00 |
|
Max Interest Rate |
5.0% pm |
29% pa |
|
Initiation Fee |
R535 |
R535 |
|
Maximum Monthly Service Fee |
R69 |
R69 |
|
Monthly Capfin Credit Life |
R15 |
R14 |
|
Maximum Monthly Instalment |
R948 |
R516 |
|
Maximum Loan Repayment |
R5 688 |
R6 188 |
|
You calculate your monthly instalments here
PLEASE NOTE:
- All figures listed are inclusive of VAT at the prescribed rate.
- Example based on first Capfin loan in calendar year and prime interest rate at time of publishing (May 2023).
More Info
For more information, visit www.capfin.co.za, call 087 354 0000 or SMS “LOAN” to 43679.
Capfin is a registered credit provider, NCRCP13053. Standard SMS rates & Terms and Conditions apply. Your loan application is subject to an affordability assessment and Capfin’s credit policy.
Need help ?
A+ Account
Lay-by
Insurance
Bill Payments
Money Transfer
Vouchers
