You could WIN R15k your way!

Terms and Conditions of the “Stand to Win R15k Your Way with Capfin” Competition
1. The name of the competition is “Stand to Win R15k Your Way with Capfin” (the Competition”).
2. The promoter of the Competition is Capfin, a division of Pepkor Trading (Pty) Ltd (“the Promoter”).
3. The Competition will run from Tuesday, 15 October 2024 to Tuesday, 26 November 2024 (both days
included) ("the Competition Period").
4. All Capfin customers whose application for a Capfin loan is approved during the Competition Period and
paid-out by Wednesday, 27 November 2024 @11h00 (“Qualifying Loan”), will automatically be entered
into the Competition (“Participants”).
5. Participants stand a chance to win 1 (One) of 60 (Sixty) monetary prizes each to the value of R 15 000.00
(Fifteen Thousand Rand).
6. Entry is free but standard SMS and data rates apply for all loan applications. Participants may only enter
the Competition once and may only win one prize in the Competition.
7. Winners will be selected as follows:
7.1. 10 (Ten) weekly winners will be randomly selected per week over the Competition Period via a
computer operated draw.
7.2. A Participant will only be included in the draw for the specific week in which the Participant’s
Qualifying Loan was approved during the Competition Period.
7.3. The weeks for the purposes of this Competition will be for the specified periods below:
7.3.1. Week 1: from 15 October 2024 up to and including 21 October 2024;
7.3.2. Week 2: from 22 October 2024 up to and including 28 October 2024;
7.3.3. Week 3: from 29 October 2024 up to and including 04 November 2024;
7.3.4. Week 4: from 05 November 2024 up to and including 11 November 2024;
7.3.5. Week 5: from 12 November 2024 up to and including 18 November 2024;
7.3.6. Week 6: from 19 November 2024 up to and including 26 November 2024;
7.4. The draw for the weekly winners will occur on Friday, 29 November 2024.
8. The Promoter will notify all winners that they have won by the latest on
Monday, 02 December 2024 via SMS to the cell phone number on record for their Capfin account. If
winners cannot be reached, their prize will still be paid by means of an electronic fund transfer to the SA
bank account on record for their Capfin account by Friday, 13 December 2024 which will reflect in a
respective winner’s SA bank account upon processing of the transaction by their bank.
9. By accepting any prize (if you are a winner), you agree to be bound by these terms and conditions.
10. The Promoter reserves their right to exclude a Participant from this Competition or to withhold payment of
a prize to a winner should the Promoter become aware that a Participant is:
10.1. a director, business partner (in relation to the Competition), employee, agent or consultant of the
Pepkor group of companies, its affiliates/divisions/subsidiaries or any other person who supplies
goods or services in connection with the Competition;
10.2. a spouse, life partner, parent, child or sibling, immediate family member, business partner or
associate of the persons specified in clause 10.1 above.
11. All prizes in the Competition are not transferable.
12. The Promoter does not accept responsibility or liability for any loss or damage and will also not be
responsible or liable for any further expenses or fees required for the purpose of using, applying,
participating or enjoying the prize won in this Competition unless otherwise stated in the Competition
terms and conditions.
13. The Promoter reserves the right to refuse the payment of a prize to any winner, regardless of the
successful entry into the Competition, who it decides (in its sole discretion) has violated the terms and
conditions of this Competition, or who has participated herein using suspected fraudulent means or
dishonest information.
14. The Promoter reserves the right to vary, suspend, postpone or terminate the Competition and any prizes,
or any aspect thereof, for any reasons whatsoever and without notice. In such event, you hereby waive
any rights or expectations which you may have against the Promoter and acknowledge that you will not
have any recourse or claim of any nature against the Promoter.
15. These Terms and Conditions and additional Competition information is available at www.capfin.co.za